Disability Insurance

New York Disability Insurance Attorney Representing Clients Facing Disputes With Insurance Companies

Almost every state has laws that govern a disability insurance company’s treatment of you. If your company is delaying your claim, asking irrelevant questions and demanding voluminous documents that have nothing to do with your disability, the company is probably violating a consumer protection law. It is important to have an attorney on your side to protect your rights and handle the overwhelming pressure of dealing with an insurance company. If you believe that your rights are being violated by your insurance company, contact Gisonni Law Firm, P.C. for a consultation.

Understanding Your Disability Policy

Some people have a private disability insurance policy that they shopped for and purchased on their own.  They pay premiums directly to the insurance company to keep the contract in force.  The contract can’t be changed by the insurer, and you hold onto it for as long as you pay premiums.  If you don’t have that type of disability coverage, then you might have short term and long term disability coverage under a policy offered by your employer. More

Before You File Your Long Term Disability Claim

Disability insurance companies spend huge money training their employees in administering disability claims to ensure they don’t have to pay one dollar more to a disabled individual.  They provide them with claim manuals and workday seminars to hone their skills.  If that is the case, then why would a disabled insured start the disability claim process without ever having learned the first thing about their disability policy, their rights and what they need to do to make sure their claim gets paid? More

Long Term Disability Claim Denials

Your disability insurance company paid you for a few months after really giving you a hard time.  They ask for even more information from your physician.  Your physician says he sent it in.  The disability insurance company claims that they never got it or that it was not sufficient.  You are feeling awful.  You can’t return to work because of your medical condition.  The disability insurance representative calls you on the phone and tells you that the company is terminating your claim. More

Long Term Disability Litigation

When your claim has been denied, and all efforts to reverse the decision have been made, you need to join forces with a firm that has demonstrated exceptional litigation know-how in the dizzying field of disability insurance law.  Our firm displays tenacious litigation prowess in state and federal court forums and has brought home victories for our disabled clients time and time again. More

Negotiating Disability Settlements

When you have been approached by a disability insurance company to settle your claim, you should seek advice from an attorney before making any moves.  Disability insurance companies train their settlement representatives in the art of resolving claims with the best outcome for the disability insurer.  When you are in this situation, call a qualified and experienced disability insurance firm. More