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In Your Life Insurance Claim, Why is the Insurance Company Asking For Your Loved One’s Medical Records From Ten Years Ago?

Losing a close family member is very difficult.  As a beneficiary, when making a claim for the life insurance proceeds, you are usually asked to complete a claim form, sign an authorization and submit a certified death certificate.  Sometimes, however, the life insurance company asks you to supply the names of health care providers of […]

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What is the Medical Information Bureau?

The Medical Information Bureau (MIB) is a membership-only database subscribed to by life and disability insurance companies that maintain your personal health information as found on a life insurance or health insurance application when you applied for coverage. Every time you apply for insurance that requires your medical history, that information is filed with the […]

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