Leveraging Disability Litigation with Civil RICO Claims

In the 1980’s, the federal statute RICO, or the Racketeer Influenced and Corrupt Organizations Act, was widely reported as the silver bullet used to take down organized crime.  The RICO statute is equally applicable in disability cases against insurers.  RICO allows a successful disabled insured to recover treble damages, punitive damages, attorneys’ fees and prejudgment […]

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How can I prove my pain to a long term disability insurance company?

Many medical conditions suffered by disabled individuals under long term disability policies involve debilitating pain.  There is no real test to measure a person’s pain though.  That gives the disability insurance company an advantage and allows it to dismiss the severity of your pain.  Here are some tips to ensure that your pain does not […]

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What can I expect from a termination of disability benefits letter?

Most disabled insureds who have received a termination of benefits letter from the long term disability insurance company focus on the one sentence that states that no further benefits are payable.  In a state of shock, disabled insureds fail to read the remaining portions of the letter. A long term disability insurance company is required […]

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