Denied Unum Claims – Another Unfair Claim Tactic

Most people making an individual disability claim for benefits under their Paul Revere or Provident policy don’t pay a whole lot of attention to Unum’s careful strategy of characterizing your claim early on.  If you have a policy that pays lifetime benefits only if you become disabled because of an injury, Unum has been known […]

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Is Unum Changing the Wording of my Disability Contract?

The wording of your Paul Revere or Provident disability contract is as valuable as if it was written in gold. That’s because Unum, the mammoth company deciding your claim under these contracts, can’t change the words unless you agree.  And why would you ever do that? Notorious for its unscrupulous claims tactics, Unum has recently […]

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Leveraging Disability Litigation with Civil RICO Claims

In the 1980’s, the federal statute RICO, or the Racketeer Influenced and Corrupt Organizations Act, was widely reported as the silver bullet used to take down organized crime.  The RICO statute is equally applicable in disability cases against insurers.  RICO allows a successful disabled insured to recover treble damages, punitive damages, attorneys’ fees and prejudgment […]

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