Life Insurance and Disability Insurance Claims and Litigation

Gisonni Law Firm is a Disability and Life Insurance law firm with offices on Long Island, New York and Manhattan.  Attorney Eve-Lynn Gisonni trumpets the firm’s legal specialties on behalf of insureds with an emphasis on passionate personal service.  Since 1997, Ms. Gisonni has devoted her practice of law to attaining client satisfaction in the fields of  disability and life insurance claims and litigation.

Eve-Lynn prides herself in personally handling your disability and life insurance issues.  At her firm, you will not get passed off to a less-experienced attorney after the first meeting.  She is careful in her selection process of cases to handle because she puts her heart and soul into each and every matter she handles.  At Gisonni Law,  you will never be treated like a faceless number.   If you have a disability or life insurance claim issue, call to learn about your legal rights.

Whatever your issue or need, Eve-Lynn Gisonni is seasoned in developing creative solutions to force your insurance company to pay what they promised to pay.

Although the areas of disability law and life insurance law seem quite distinct, there are striking similarities in the manner the law is applied to these areas and in the treatment by insurance companies to people seeking benefits in these areas.

» Consumer’s Rights Under His or Her Insurance Contract
» Protections Under Insurance Law
» Large Insurance Companies Attempting to Protect Their Bottom Line
» Vulnerable Claimants Who Need Assistance Instead of Trickery.

A Consumer’s Rights Under His or Her Insurance Contract

Any one of us who is insured under an insurance contract is first and foremost a consumer. Someone sold us the policy, and we pay good value for the contract. Along with that transaction come rights associated with a claim made by that person. Tensions rise when a consumer makes a claim and feels like the insurance company has forgotten that the consumer has rights.

Click on these links to learn more about your rights under your life insurance or disability insurance contract.

» Disability Insurance Claims and Litigation
» Life Insurance Claims and Litigation

Protections Under State Insurance Law

Many consumers do not realize that state legislatures and Insurance Departments have promulgated laws and regulations to address the complex relationship between insurance companies and consumers. The Insurance Law has statutes that impose requirements on insurance companies to use specific language in their life insurance and disability policies. Often in practice, insurance companies push the envelope and use less favorable language than that found in the Insurance Law. The use of the correct language as required  by the Insurance Law can make the difference between a claim being paid or denied.

Click on these links to learn more about how the Courts have treated insurance company violations of the Insurance Law.

» Disability Insurance Claims and Litigation
» Life Insurance Claims and Litigation

Large Insurance Companies Attempting to Protect Their Bottom Line

This is an obvious concept when we think of how an insurance company operates. But were you aware of how low an insurance company will stoop to maintain and increase profits? In practice we have seen common tactics used again and again to give the insurance company an advantage over the person making the claim. Click on these links to learn more about the unfair tactics employed by life insurance and disability insurance companies to avoid payment of valid claims.

» Disability Insurance Claims and Litigation
» Life Insurance Claims and Litigation

Vulnerable Claimants Who Need Assistance Instead of Trickery

When you have lost a loved one, and you apply for life insurance proceeds, generally, you are on auto-pilot and do not put much thought into the intricacies of an insurance claim. In fact, in your time of need, life insurers are in a power position of taking advantage of you.

Click on this link to read some of the pitfalls of dealing directly with a life insurance company without a qualified attorney.

» Life Insurance Claims and Litigation

When you are disabled, you are not feeling your best, or you would not be making a disability claim. Insurance companies are well aware that you are vulnerable and their specially-trained representatives know exactly how to speak to you in order to give the insurance company an advantage over you.

Click on this link to read the way disability companies extract information to hurt your claim without you even realizing it.

» Disability Insurance Claims and Litigation